Your Fast way to become Debt Free
Frage von Sergio Andrés: How do you open a debt relief agency?
By this I mean, how do other people open this kind of biz…just curious…!
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Answer by Sarah K
It’s probably not a good idea unless you have a lawyer who specializes in tax code and contract law.
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Frage von trixwagen: “Debt Relief Of America”; does it work?
I’ve heard about these guys on the net and on the radio. If you have over $ 10K in debt, they settle with your creditors for a lower amount. Has anyone tried them? Can it put you in worse financial shape than if you try to pay off your debts on your own?
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Answer by stopccdebt
If your accounts are all in collections, then settlement might be a good idea. But you can do this on your own. Debt settlement companies charge you an upfront fee, monthly fees and a percentage of what they “save” you. Plus, if the savings are over $ 600, then they report to the IRS your forgiven debt as a form of taxable income.
You are much better off doing this yourself if you want to settle. If your accounts are still with the original creditors, then credit counseling will help you clear them up and rebuild your credit.
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REPORT : The Spanish real-estate crisis has given a big boost to debt collection agencies. After inquiries, these companies send collectors in top hats and tails in order to inflict extra embarrassment on debtors and make them pay promptly.
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Frage von :::♥::Alice in Wonderland:::♥:::: What are your chances of getting additional credit while still in debt consolidation?
In a debt consolidation program is it likely that you will be able to obtain additional credit?
Beste Antwort:
Answer by indiana_crank
If you can qualify, but that’s not really the idea
Debt consolidation companies are usually scams by the way.
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Frage von curiouscale: Does Debt Consolidation Free up My Credit Cards?
If a Debt Consolidation Company takes over my credit card debt does that then free up my credit cards? Or do my credit card companies cancel all the cards immediately?
I actually intend to stop using the cards, but just in case I need them, will they be at zero balance once the Debt Consolidation Company comes in?
Thanks
Beste Antwort:
Answer by RonBo
I think you must stop using them. You intend to stop using them? Yeah, we all intend that. Usually don’t happen. Most debt con companies are a joke. CCCS is among the best, but using one will show up on your credit report as if you filed a ch 13 bankruptcy
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Michael Hudson: There is nothing democratic about sending Greece into a decade of depression
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Frage von solitaria: My husbands debt is in collections from before we got married.?
Can the debt collectors come after me for collections that he had before we got married? We did not sign a prenuptial agreement. All the debt is in his name only. I am worried that they will eventually come after me. Will this happen??? What should I do?
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Answer by David M
They won’t come after you specifically but they may attack any assets you own jointly. I suggest you get your own bank account as if you put any of your money in a joint account, they can take it away if they win a judgment. I also warn you not to have him deposit an of “his” money into your account to try to “hide” it as that can be considered to be fraud. Also, after marriage what is considered “yours” “his” and “both of yours” can be really confusing. Did you know about your spouse’s money problems before marriage? If so, I wonder why you decided to step into this mess. Good luck.
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www.Savedme.com 800-728-3363 800-SAVEDME. Bankruptcy Attorney Jamie Ryke of the Second Start Bankruptcy Law Firm talks about Second Start we do exactly as our name suggests, in that we help give clients a second start in life, free of the pressure and stress of debt. As Michigan and Chicago are bankruptcy law attorneys, we have dedicated our careers to helping people relieve their debt and move forward with their lives. We want to show you how you can work towards a debt-free future.
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www.Savedme.com 800-728-3363 800-SAVEDME. Bankruptcy Attorney Jamie Ryke from the Law Offices of www.FreeBankruptcyEvaluation.com talks about the Truth about Bankruptcy. You can speak to him directly. talks about the Housing Foreclosure Epidemic
Frage von luvmyboys02: Debt went to collections. It was sold to collections #2 both are reported on credit report. Is it legal?
Dish Network sent bill to GC Services collections. Now the bill is with Anderson Collections. They both appear on my credit report as a collections debt. Can I have 1st company remove debt since it was sold to someone else? Please help. This shows as two negative reportings on my credit
Beste Antwort:
Answer by SG Elite
Both are legal. However, I failed to understand why two collectors’ name would affect your credit score. The issue is you owed monies to Dish Network and the two collectors are just debt collectors.
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Frage von Karen D: Anybody know where I can find a loan shark?
I am of major need of 20,000 asap. If anybody can direct me to a REAL loan shark, not a payday loan company or debt consolidators. I need a loan shark. Please only respond if you have a name or number. Thanks
Beste Antwort:
Answer by Caroline
Practically any type of loan can be wrapped into the debt consolidation process. Common types include finance charges, late fees and overdraft charges, credit cards, personal loans, utility bills, medical bills, car loans, store cards, gas cards and back taxes.
http://www.worldbestloans.com/Loan-Consolidation.htm
Unlike bankruptcy, in which debts are cancelled and your credit rating collapses completely, debt consolidation loans are essentially a type of refinancing, where several old loans are replaced with a new one that has more favorable terms.
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